Seamless integration of payment processing into existing systems, ensuring fast, secure, and reliable transactions.
Benefit from fast 2-day settlement for card and ACH transactions.
Offer convenient ACH payments for your customers
Expand your payment options by accepting all major card brands
Manage multiple levels of merchant/sub merchant accounts with ease and precision.
Automatically generate and send email receipts for every transaction.
Accelerate onboarding with our automated merchant onboarding system
Approvals with automatic MID generation for new merchants.
Simplify billing with our user-friendly basic invoicing feature.
Streamline the onboarding process for multiple merchants simultaneously.
Set pricing models down to a merchant by mercahnt basis
Manage and resolve disputes within the chargeback management tool
Efficient, scalable, and secure payment processing that isolate your data from others.
Reduce friction with in merchant applications across industry and risk level with our customized merchant application process.
Tailored merchant application and underwriting to specific vertical needs.
Customize pricing by card brand and card type with our flexible fee matrix
Flexible and efficient data queries in your payment processes.
Capture Health Benefit Cards in compliance with IRS regulations
Ensures secure and PCI-compliant payment data collection
Enhances transaction detail and eligibility for lower interchange rates with Level 2 and Level 3 processing
Ongoing media monitoring for adverse mentions
Customize fees down to the transaction level with merchant pay or service fee options.
Uninterrupted, reliable, and secure transaction processing that can prevent downtime and optimize performance.
Ensure reliability with our multi-region architecture for disaster recovery and business continuity.
Receive funding one day after a Card or ACH payment is made.
Highest level of security for payment processing with PCI Level 1 Certification.
Enhance transaction insights and build engaging user experiences by adding custom metadata to your payments.
Utlitize saved payment methods across seperate processors with multiprocessor payment tokenization
Simplifies payments with easily shareable QR code and URL payment links.
Enhance security with preprocessing validation for card and ACH transactions.
Quickly create QR codes that can be used to accept one-to-one or one-to-many payments.
We monitor for regulated licenses, compliance with legal standards, and potential risks associated with counterfeit or illicit products.
Flexible recurring payment plans for easy installment-based transactions
Seamless subscription management with automated recurring payments.
Broadening access to digital transactions
Secure card-on-file services for quick and convenient future transactions
Stringent data protection and privacy standards with SOC2 Compliance
Keep transactions secure with our comprehensive monitoring tools
Benefit from clear and transparent error handling in your payment processes.
Manage easily with our user-intuitive management portal.
Input payment details securely within the Pay Theory portal
Real-time notifications and seamless integration with other systems.
