Payments Tailor-Made for
Property Management

Pay Theory focuses on what we call “Must Pay”—industries people must access whether or not they have the money. At the top of the list stands housing. We are building payments not for the needs of retail or eCommerce but for the unique challenges of must pay industries like housing.

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Thinking Differently About Payments

Pay Theory offers three classes of tech wrapped in one solution: Functionality designed specifically for property management, hard-to-find features, and standard features you'd expect from a payments company.

Inclusive Payments

Accept card, ACH, and cash! Digital payment solutions have made paying with cash a real problem. We work with what we call “must-pay services” to help remove barriers between families and organizations by providing payments solution built for everyone.

Information Hierarchy

Most payment solutions don’t allow you to see ‘sub-merchants’ information. For example, a hospital could see what each location is doing but they wouldn’t be able to see individual transactions. With Pay Theory, they can.

Contained Systems

Every Pay Theory client is run on a unique isolated environment, causing their payment solution to be unaffected by other systems. Should one system go down, your system is untouched and keeps running smoothly.

Account hierarchy screen

Multiple Bank Accounts

Most payment solutions don’t allow you to associate various bank accounts per client. Now you can, with Pay Theory. This is a huge win for property management and all complex networks.

Underwriting

Don’t let this be a barrier to offering payments. We safely and securely underwrite must-pay industries like housing.

Transactional Meta-Data

Create A-ha moments by combining your data models with Pay Theory’s data models.

Revshare

Our SaaS partners have the opportunity to share in the payments revenue. That means not only do you get a new feature without the developmental costs, but you get a new revenue generating feature.

Tailored implementation screen.

Tailored Implementation

More than a form! We break down implementation into 4 sections; Financial Solutions, Technical Success, Team Training, Payments Go-To-Market.

Level 2/3 Processing

Enhances transaction detail and eligibility for lower interchange rates with Level 2 and Level 3 processing.

To see a full list of our offerings, visit our Products and Services page.

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Checkout mockup screen.

Embedded Payments

Unique mix of websocket based SDK’s and GraphQL APIs make it easy to build the payment flows of your dreams. Get paid more (often) and eliminate barriers to payment.

API’s

Power payments data presentation in your solution.

PCI Level 1 Compliance

Enjoy peace of mind with the highest and most stringent level of Payments Security certification (PCI level 1).

Recurring Payments

Build payment flows that get you and your customers paid more often. PayTheory’s Recurring Payments infrastructure powers your subscription, payment plan, and card-on-file payments.

A Complete Payments Suite

We are a complete payments company on a mission to break down barriers between vital service providers and the families they serve.

Image of an invoicing screen.

Invoicing

Create professional invoices and manage payments using software built specifically for family-service industries — so you can spend your energy where it matters.

Image of a recurring payments screen.

Recurring Payments

Build payment flows that get you and your customers paid more often. PayTheory’s Recurring Payments infrastructure powers your subscription, payment plan, and card-on-file payments.

bbpos Chipper

Terminals

Accept payments in person and unify your digital and physical payment channels at the same time. Choose from a variety of card readers.

What You Should Know

1
Relationship-Based Support

We actively work with you to ensure success.

2
API — A Powerful Integration

Power payments data presentation in your solution.

3
Embedded payments

Customizable payments for any location.

4
Reporting

Create, Manage, and/or export anything you need to know. Beautifully and simply.

5
Reconciling

Make sure payments owed/due match statements.

6
Recurring Payments

Currently only for our SaaS partners.

7
Invoicing

Create professional invoices with flexibility.

8
Card Readers

A wide range of options for any situation.

9
Relationship-Based Support

We actively work with you to ensure success.

10
Relationship-Based Support

We actively work with you to ensure success.

11
Relationship-Based Support

We actively work with you to ensure success.

12
Plug & Play

No-code payment URLs, Payment Buttons and QR codes.

13
Virtual Terminals

Turn any computer into a credit card terminal - in Portal or in your Application.

14
No-Fluff Features

A payments system for industries serving families.

Payments Tailor-Made for
Property Management

Pay Theory focuses on what we call “Must Pay”—industries people must access whether or not they have the money. At the top of the list stands housing. We are building payments not for the needs of retail or eCommerce but for the unique challenges of must pay industries like housing.