Pay Theory focuses on what we call “Must Pay”—industries people must access whether or not they have the money. government is at the forefront of the Must Pay list. We are building payments not for the needs of retail or eCommerce but for the unique challenges of government.
Receive payments both online and in person, integrate financial services, enable tailored revenue strategies, and grow a more profitable platform that services 100% of your merchant's users.
Embedding payments with Pay Theory gives you the opportunity to thoughtfully craft integrated user experiences.
Pay Theory’s Inclusive Payments tool is a simple way to allow your merchants the ability to pay with cash without your organization taking on the liability of cash handling.
Keep payment methods on file and increase recurring revenue. We’ll tokenize all the sensitive information to keep data secure and shield you from compliance requirements.
Create professional invoices and manage payments using software built specifically for must-pay industries — so you can spend your energy where it matters.
There are different ways to approach building a checkout experience. We’ve created a solid and secure system that gets you up and running quickly. It’s easy to integrate and delivers all around better user experiences.
Make your revenue operations predictable and scalable with PayTheory’s Recurring Payments. Easily create subscriptions, payment plans, and securely capture card-on-file payments.
Pay Theory offers three classes of tech wrapped in one solution: Functionality designed specifically for government, hard-to-find features, and standard features you'd expect from a payments company.
Accept card, ACH, and cash! Digital payment solutions have made paying with cash a real problem. We work with what we call “must-pay services” to help remove barriers between families and organizations by providing payments solution built for everyone.
Most payment solutions don’t allow you to see ‘sub-merchants’ information. For example, a school district could see what each public school is doing but they wouldn’t be able to see individual transactions. With Pay Theory, they can.
Every Pay Theory client is run on a unique isolated environment, causing their payment solution to be unaffected by other systems. Should one system go down, your system is untouched and keeps running smoothly.
Most payment solutions don’t allow you to associate various bank accounts per client. Now you can, with Pay Theory. This is a huge win for governement systems and all complex networks.
Don’t let this be a barrier to offering payments. Our expertise ensures we are able to safely and securely underwrite your must-pay merchants.
Create A-ha moments by combining your data models with Pay Theory’s data models.
Our SaaS partners have the opportunity to share in the payments revenue. That means not only do you get a new feature without the developmental costs, but you get a new revenue generating feature.
More than a form! We break down implementation into 4 sections; Financial Solutions, Technical Success, Team Training, Payments Go-To-Market.
Enhances transaction detail and eligibility for lower interchange rates with Level 2 and Level 3 processing.
Pay Theory focuses on what we call “Must Pay”—industries people must access whether or not they have the money. government is at the forefront of the Must Pay list. We are building payments not for the needs of retail or eCommerce but for the unique challenges of government.
Generally speaking, we give you functionality that has traditionally been reserved for payment facilitators, where transactions are split by different tax identification numbers (EIN). Pay Theory takes these thousands of lines of transactions with various merchants and groups transactions on a customer-by-customer basis. We detangle the long list of transactions you will have with other payment providers.
All info will be available to you with the exception of sensitive information such as card numbers. Sensitive information is encrypted and tokenized for security purposes. This removes additional burdens for our partners, protecting them from liability and security concerns.
We make ourselves available to our partners. When you partner with Pay Theory, you can consider us your in-house payments support team. Not only do we offer quality support to our partners, but we also support our partner’s customers.
Simply put, embedded payments allow transactions to happen WITHIN your platform instead of sending them to a third-party payment experience. Visit our embedded payments page to learn more.
For B2B2C businesses (business-to-business-to-customer) there is potential for revenue sharing. The best way to find out how much revenue is possible for your business is by filling out the revenue project form below.
Yes. Fill out the form below and we will get you set up.
