At Pay Theory, we are committed to protecting your privacy and ensuring the security of your personal information. This Consumer Data Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment services.
We may collect and process the following types of information:
Personal Identification Information: Name, address, email address, phone number, date of birth, and social security number.
Payment Information: Credit card details, bank account information, and transaction history.
Technical Information: IP address, browser type, device information, and usage data.
Other Information: Any other information you choose to provide directly to us.
We use your personal information for the following purposes:
To Provide Services: Processing transactions, managing accounts, and delivering customer support.
To Improve Services: Enhancing our products and services based on usage and feedback.
To Communicate: Sending transaction alerts, updates, and promotional materials (with your consent).
To Ensure Security: Monitoring for fraud, complying with legal obligations, and enforcing our terms of service.
We may share your information with third parties under the following circumstances:
With Service Providers: Companies that perform services on our behalf, such as payment processors and data storage providers.
For Legal Reasons: To comply with legal obligations, respond to legal requests, and protect the rights and safety of our company and users.
With Your Consent: When you provide explicit consent for information sharing.
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encryption, secure servers, and access controls.
You have the following rights regarding your personal information:
Access: Request access to the personal information we hold about you.
Correction: Request corrections to any inaccurate or incomplete information.
Deletion: Request the deletion of your personal information, subject to certain exceptions.
Opt-Out: Opt-out of receiving promotional communications from us.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.
If we transfer your personal information outside of your home country, we will take appropriate measures to ensure it remains protected in accordance with this policy and applicable laws.
We may update this Consumer Data Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on our website and updating the effective date.
