We encourage partners to move towards payment facilitation. When you work with us, we support you with what you need. Our crawl, walk, run approach to payment facilitation is unique and helps you move closer to becoming a payment facilitator.
Create the foundation to offer and monetize payment services to commercial clients with Pay Theory acting as the PayFac for you.
Continue to drive net revenue, build out your merchant services, and leverage existing underwriting and compliance resources as you transition to a Full PayFac with Pay Theory’s expert guidance.
Expand the product to full PayFac status and get the most return from core competencies like Risk & Compliance, DDAs, and existing Relationships.
✓ Minimal
✓ New Tech Layer
✓ Full Underwriting Support
✓ Merchant Services Sales Support
✓ Path to top-line revenue
✓ Payments tech layer
✓ Full underwriting support
✓ Your company =mini-processor
✓ Concierge middleware
✓ Custom merchant support
✓ Full control of CX
As a Payment Facilitator, recognizing gross transaction processing revenue creates a significant new revenue stream and can greatly expand a company's total addressable market.
The PFAC model simplifies and accelerates the onboarding process for merchants, leading to quicker access to payment processing services and faster revenue generation for SaaS platforms.
The PFAC model enhances user experiences by providing seamless, integrated payment solutions that increase customer satisfaction and loyalty.
The PFAC model provides scalability that adapts to a business's growth and evolving needs, ultimately creating flexibility in a competitive market.
PFACs improve risk mitigation and compliance by centralizing underwriting and monitoring, reducing financial risks and ensuring adherence to industry regulations.
Payment Facilitation speeds up fund settlements, providing merchants with quicker access to their revenue and improving cash flow.
