Create professional invoices and manage payments using software built specifically for family-service industries — so you can spend your energy where it matters.
Start InvoicingSimplified Invoice Management — Centralize your invoice management into one intuitively simple dashboard. Everything you need is in one place.
Choose Who Pays the Fee — A small percentage can add up on large transactions. With Pay Theory, you can select who incurs the processing fees on an invoice-by-invoice basis.
Inclusive Payments — Add the ability for your customers to pay with cash online anywhere with Remote Cash Acceptance. Your customer selects the cash option and they are issued a barcode for their payment. Then they can take it to one of the 65,000+ retail partners in our network and pay in person.
Select Payment Options — Credit, ACH (eCheck), Remote Cash Acceptance. When you create invoices, you can select just one, two, or all three payment options that you want to give your customers.
Manage Offline Payments — Are you getting checks and cash in person too? Record the payments that are happening offline so that you can see ALL of your transactions in your Pay Theory Portal.
Never think twice about security. Pay Theory builds in our Level 1 PCI Security Compliance and additional safety features into your payment checkout.
Need to know more? Pay Theory automatically captures and records metadata for every transaction so that information can easily be found.
Your customers get payment pages that automatically format to their device so that anybody can make a payment on any device.
Are you the kind of person that goes straight to “Talk to a Representative” on support calls? Meet Bradley, he leads the team that will be there to walk you through the help you need and answer any questions that you may have.
Getting started with new software can be daunting. We make that easier for you by giving you the option to get a personal onboarding session and product walkthrough with in-house specialists.
Need to issue a refund? With Pay Theory, you can do that automatically with just a few clicks. We know that chargebacks can be a lot more intimidating. Pay Theory will come alongside you and work with the card issuers and banks on your behalf.
For SaaS companies looking to make a difference while adding lasting value to their product.
For educators looking to accept payments without adding barriers to 30% of heir families.
For healthcare professionals looking to increase their total collected payments.
For tutoring companies, large and small, looking to add a simple and inclusive way to invoice.
For childcare professionals looking to send invoices without adding barriers to their families.
For activities of all kind, looking to accept payments in an organized and inclusive manner.
“Thank you Pay Theory for making payments so accessible and easy for all my families!”
Create professional invoices and manage payments using software built specifically for family-service industries — so you can spend your energy where it matters.
Get StartedYes indeed. Our invoice tool is built to accept payments online and in person. While we do offer terminals, they are not required for accepting payments in person.
As it applies to the invoicing tool, interchange means the merchant pays the fee while service fee means the person paying the invoice will pay the fee. Fee pricing models are complicated. We encourage you to fill out the form below if you are interested in learning more. Someone from our team will follow up with you on your inquiry.
While our security measures are already top-of-the-line, we do offer an added level of security for invoices. You may choose to include a PIN with your invoice adding a layer of security and/or privacy.
We are PCI level 1 complaint. This is the highest security level a company can achieve. When you work with us, our security standards are passed down to you. You can learn more about PCI compliance here.
